Pay over time with Wisetack
Get the work done now. Pay for it on a plan that fits.
A failing water heater, a no-cool air conditioner, or a slab leak does not wait for payday. True AC of Southwest Florida partners with Wisetack so Southwest Florida homeowners can fix the problem today and pay it off over time, with flexible monthly payments instead of one big bill.
Financing powered by Wisetack
You're eligible for $10,000.00!
Choose an option.
- 3 Month plan $3,333.33/mo Interest free
- 6 Month plan $1,666.66/mo Interest free
- 12 Month plan $833.33/mo Interest free
- 24 Month plan $416.66/mo Interest free
Longer term, smaller payment
- 3 mo
- 6 mo
- 12 mo
- 24 mo
Up to 24 mo*
0%
APR available
For illustrative purposes only*
Up to $65,000
Finance projects of any size
3-120 mo
Flexible term lengths
0-35.9% APR
Based on creditworthiness
0% APR available up to 24 months* for eligible customers
- No hidden fees and no compounding interest.
- Fixed monthly payments. You know what you owe before you sign.
- Soft credit check to prequalify. Checking your rate does not affect your score.
- Powered by Wisetack, a trusted consumer financing partner.
What we finance
Big jobs, predictable payments
Financing is available on projects up to $65,000. For smaller jobs we take all major credit cards.
-
Water heaters Tank or tankless, spread across low monthly payments. -
Whole-home repipes PEX or copper, turned into a predictable monthly payment. -
AC installation & replacement A new, properly sized system. Stay cool now, pay over time. -
Water softeners & filtration Whole-home treatment, financed over the term that fits. -
Slab leak & sewer repair Big, unplanned repairs. Get it fixed today, pay on a plan. -
Heat pumps & mini-splits Efficient comfort upgrades that pay you back on your bill.
How it works
From quote to financed in minutes
- 1
Get a free upfront quote
A licensed True technician diagnoses the issue at your home and quotes the fix upfront. Honest pricing, no surprises.
- 2
Prequalify in minutes
Check your rate through Wisetack in about a minute. Prequalifying has no impact on your credit score.
- 3
Pick your terms
Choose the monthly payment that fits, with terms from 3 to 120 months and APRs from 0 to 35.9% based on creditworthiness.
- 4
We start the work
Once you approve the plan, we schedule the install or repair and get it done right.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 to 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
FAQ
Financing questions
The answers Southwest Florida homeowners ask us most often.
Who is your financing partner?
How much can I finance?
What are the terms and rates?
Can I really get 0% APR?
Will prequalifying hurt my credit?
Are there hidden fees?
How do I apply?
Find Us in Southwest Florida
Based in Englewood and dispatching across Sarasota and Charlotte counties, from Sarasota and Nokomis down through Venice, Rotonda West, Port Charlotte, and Punta Gorda.